Specter's terms & privacy policy.

Terms of Use

Effective February 1, 2021.

These Terms of Use (“Terms”) are a legal contract between you and/or the entity or company that you represent (“you” or “your”) and Specter Labs OÜ (“Specter”, “us” or “we”) us, and govern your use of all the text, data, information, software, graphics, and other content (collectively “Materials”) that we and our affiliates may make available to you, as well as our proprietary private company and investor data service (the “Service”) and application programming interface (the “API” and collectively with the Service, the “Platform”) that we may provide through any of our websites.


READ THESE TERMS CAREFULLY BEFORE BROWSING THIS WEBSITE.  USING THIS WEBSITE AND/OR ANY PART OF THE PLATFORM INDICATES THAT YOU HAVE BOTH READ AND ACCEPTED THESE TERMS.  YOU CANNOT USE THIS WEBSITE OR THE PLATFORM IF YOU DO NOT ACCEPT THESE TERMS.



CHANGES.

We may modify, suspend or discontinue this website, the Materials and/or elements of the Platform at any time and without notifying you.  We may also change, update, add or remove provisions of these Terms from time to time. Because everyone benefits from clarity, we will inform you of any such modifications to these Terms by posting them on this website and, if you have registered with us, by describing the modifications to these Terms in an email that we will send to the address that you provided during registration.  To be sure we properly reach your email inbox, we just ask that you let us know if your preferred email address changes at any time after your registration by logging in and updating your account.


If you object to any modifications to these Terms or the Platform, your sole recourse shall be to cease using this website, the Materials and the Platform.  Continued use following notice of any such modifications indicates that you acknowledge and agree to be bound by the modifications. Also, please know that these Terms may be superseded by expressly-designated legal notices or terms located on particular pages of our websites.  These expressly-designated legal notices or terms are incorporated into these Terms and supersede the provision(s) of these Terms that are designated as being superseded.  These Terms may also be superseded by an express written agreement between you and Specter.



GENERAL USE.


We invite you to use our websites and Platform solely for your internal business purposes (“Permitted Purposes”). By using our websites or the Platform, you agree that you are at least 18 years of age, or if you are under 18 years of age (a “Minor”), that you are using the website and/or Platform with the consent of your parent or legal guardian and you have received your parent’s or legal guardian’s permission to use the website and/or Platform and agree to these Terms.  If you are a parent or legal guardian of a Minor, you agree to bind the Minor to these Terms and to fully indemnify and hold us harmless if the Minor breaches any of these Terms.


In these Terms we are granting you a limited, personal, non-exclusive and non-transferable license to use and to display internally certain Materials and, if applicable, to access and use the Service and/or API; your right to do so is conditioned on your compliance with these Terms.  You have no rights in our websites, any Materials or the Platform other than as stated in these Terms and you may not modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of our Materials in any manner.  If you make copies of any of our Materials while engaging in Permitted Purposes then we ask that you be sure to keep on the copies all of our copyright and other proprietary notices as they appear on the Materials.


Unfortunately, if you breach any of these Terms the above license will terminate automatically and you must immediately destroy any downloaded or printed Materials (and any copies thereof).



PASSWORD RESTRICTED AREAS OF THIS WEBSITE.


We appreciate you visiting this website and allow you to do just that – stop by and leisurely check it out without even registering with us!


However, in order to use the Platform and to access certain password-restricted areas and Materials on our websites, you must successfully register an account with us.


If you want an account with us, you must submit the following information through the account registration page: A working email address; First and last name; Company; Phone number; Credit card information; and Password.


Once you submit the required registration information, we alone will determine whether or not to approve your proposed account.  If approved, you will be permitted to log in to your account with your new user name and password.  If your Subscription (as defined below) includes access to the API we will issue you a unique API key (as more particularly described in the documentation, the “API Key”), which must be referenced in your API calls. For so long as you use the account, you agree to provide true, accurate, current, and complete information which can be accomplished by logging into your account and making relevant changes directly, though if you wish to change the email address associated with your account, you must contact us using the below contact information and we can make the changes for you. All personal information that you provide about yourself will be governed our Privacy Policy and you consent to all action that we take with regard to your personal information that are consistent with our Privacy Policy. And, if you forget your password – no worries as we will happily send a password update to your provided email address.


You are responsible for complying with these Terms when you use our websites and the Platform, whether directly or through any Subscriber Application (as defined below).  Because it is your account, it is your job to obtain and maintain all equipment and services needed for access to and use of our website and the Platform as well as paying related charges. It is also your responsibility to maintain the confidentiality of your password(s) and API Keys.  You agree not to share your password, let others access or use your account, or do anything else that might jeopardize the security of your account. Should you believe your password or security for the Platform has been breached in any way, you must immediately notify us.



USING THE PLATFORM.


If you have an account with us and have a current Subscription (as defined below) to use the Service, then subject to your compliance with these Terms, including, without limitation, your payment of all applicable fees, we hereby grant you a limited, revocable, non-transferable non-exclusive, non-sublicensable license to access the Service and internally display the Materials accessible therein, solely for your internal business purposes.


If your current subscription permits you to export certain Materials, then subject to your compliance with these Terms, including, without limitation, your payment of all applicable fees, we hereby grant you an additional limited, revocable, non-transferable non-exclusive, non-sublicensable license to export and display such Materials in the manner and file format(s) that we permit.  You may use such exported Materials solely for your internal business purposes and agree that you will not disclose the exported Materials to any third parties or publish the Materials in any manner accessible to third parties.  Upon termination of this agreement or your Subscription you must immediately delete and/or destroy the exported Materials and any copies thereof in your possession or control.


If your current Subscription permits you to use the API, then subject to your compliance with our API documentation (“Documentation”) and these Terms, including, without limitation, your payment of all applicable fees, we hereby grant you an additional limited, revocable, non-transferable non-exclusive, non-sublicensable license to access and use the API and the Documentation for the sole purpose interfacing with the Platform and providing Materials to your web-based applications (each a “Subscriber Application”), solely for your own internal business use, and not for timesharing, application service provider or service bureau use.  You acknowledge and agree that your use of the API may be subject to volume and other restrictions imposed by us from time to time. We may monitor your use of the API to ensure quality, improve our products and services, and verify your compliance with these Terms and the Documentation.


Each Subscriber Application must maintain 100% compatibility with the Platform. If any Subscriber Application implements an outdated version of the API you acknowledge and agree that such Subscriber Application may not be able to communicate with the Service. You understand that we may cease support of old versions of the API.


Except for the foregoing licenses, you have no other rights in the Platform and you may not modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Materials or Platform in any manner.  All rights not granted in these Terms are reserved.



USE AND AVAILABILITY OF THE PLATFORM. 


The Platform may be unavailable at certain times, including during any unanticipated or unscheduled downtime or as a result of system failures or force majeure events.  If you have a current Subscription, we will use commercially reasonable efforts to provide you with information regarding any such interruptions and the restoration of use of, and access to, the Platform following any interruption.


You acknowledge and agree that we obtain data for the Service from third parties, and that such sources may become temporarily or permanently unavailable. We believe such sources and data to be reliable but we have not necessarily verified the accuracy or completeness of such third party data. We reserve the right to modify and update the Service from time to time, including the addition and removal of data elements and Materials provided in connection with the Service.


We may temporarily or permanently suspend your access to any portion or all of the Platform if we reasonably determines that: (a) there is a threat or attack on the Platform (including a denial of service attack) or other event that may create a risk to the Platform or users of the Platform; (b) your use of the Platform disrupts or poses a security risk to the Platform or any other user of the Platform, may harm our systems, or may subject us or any third party to liability; (c) you are using the Platform for fraudulent or illegal activities; (d) you are using the Platform in breach of these Terms (including, without limitation, using the data other than for internal purposes); (e) you have ceased to continue your business in the ordinary course, made an assignment for the benefit of creditors or similar disposition of your assets, or become the subject of any bankruptcy, reorganization, liquidation, dissolution or similar proceeding; or (f) there is an unusual spike or increase in your use of the Platform (collectively, “Service Suspensions”).  If you are an affected subscriber, we will make commercially reasonable efforts, circumstances permitting, to provide written notice of any Service Suspension to you.  We will have no liability for any damage, liabilities, losses (including any loss of data or profits) or any other consequences that you may incur as a result of any Service Suspension. 


You hereby agree to notify us if you become aware that the Platform or any part thereof is being used for any illegal or unauthorized purpose. 



PAYMENTS.


You agree to pay all applicable fees related to your use of our websites and/or the Platform, all of which are described fully on our site or as otherwise communicated by us.  All payments will be made in EUR.  We may suspend or terminate your account and/or access to the Platform and our websites if your payment is late and/or your offered payment method (e.g., credit card) cannot be processed.  By providing a payment method, you expressly authorize us and/or our third party payment processor to charge the applicable fees on said payment method as well as taxes and other charges incurred thereto at regular intervals, all of which depend on your particular membership and utilized services. You agree that we may invoice you any unpaid fees.


When you sign up for a subscription to use the Platform (“Subscription”), we will charge your credit card for your first fee on the date that we process the order for your Subscription (or if you sign-up for a Subscription that includes a free-trial period, we will charge your credit or debit card for your first Subscription fee upon your transition to a paid Subscription).


IMPORTANT NOTICE: Unless you cancel prior to the expiration of your current Subscription, we will automatically renew your Subscription on each monthly or yearly (depending on the Subscription you have chosen) anniversary of the date that we charged your credit card for the first Subscription fee and, we will charge your credit card with the applicable renewal Subscription fee and any Taxes (as defined below) that may be imposed on such fee payment. Yearly Subscriptions must be cancelled at least 45 days prior to the anniversary date, while monthly subscriptions can be cancelled at any time prior to the monthly renewal date.   You may cancel your membership by logging into your account and clicking the “Cancel my Account” button; provided that any Subscription fees charged prior to the effective date of cancellation will not be refunded, in whole or in part.


All fees are exclusive of any applicable sales, use, import or export taxes, duties, fees, value-added taxes, tariffs or other amounts attributable to your use of the Platform (collectively, “Taxes”).  You are solely responsible for the payment of any such Taxes.  In the event we are required to pay Taxes on your behalf, you shall promptly reimburse us for all amounts paid.



ELECTRONIC COMMUNICATIONS.


By using our websites and/or the Platform, you consent to receiving electronic communications from us.  These electronic communications may include notices about applicable fees and charges, transactional information and other information concerning or related to the website and/or Platform.  These electronic communications are part of your relationship with us.  You agree that any notices, agreements, disclosures or other communications that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing.



PRIVACY POLICY.


We respect the information that you provide to us, and want to be sure you fully understand exactly how we use that information.  So, please review our  Privacy Policy  (“Privacy Policy”) which explains everything and forms a part of these Terms.



LINKS TO THIRD-PARTY SITES.


We think links are convenient, and we sometimes provide links from our websites and the Platform to third-party websites.  If you use these links, you will leave our website. We are not obligated to review any third-party websites that we link to, we do not control any of the third-party websites, and we are not responsible for any of the third-party websites (or the products, services, or content available through any of them). Thus, we do not endorse or make any representations about such third-party websites, any information, software, products, services, or materials found there or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to from a website or the Platform, you do this entirely at your own risk and you must follow the privacy policies and terms and conditions for those third-party websites. Certain areas of our websites may allow you to interact and/or conduct transactions with one or more third-party websites, and, if applicable, allow you to configure your privacy settings in that third-party website account to permit your activities on our website or the Platform to be shared with your contacts in your third-party site account.



SUBMISSIONS.


Certain areas of our websites and the Service (e.g., blogs, chat rooms or customer ratings and review areas) may permit you to submit feedback, information, data, text, software, messages, or other materials (each, a “User Submission”). You agree that you are solely responsible for all of your User Submissions and that any such User Submission is considered both non-confidential and non-proprietary.  Further, we do not guarantee that you will be able to edit or delete any User Submission you have submitted.


By submitting any User Submission, you are promising us that:


  • You own all rights in your User Submission (including, without limitation, all rights to the reproduction and display of your User Submission) or, alternatively, you have acquired all necessary rights in your User Submission to enable you to grant to us the rights in your User Submission as described in these Terms;
  • You have paid and will pay in full all license fees, clearance fees, and other financial obligations, of any kind, arising from any use or commercial exploitation of your User Submission;
  • Your User Submission does not infringe the copyright, trademark, patent, trade secret, or other intellectual property rights, privacy rights, or any other legal or moral rights of any third party;
  • You voluntarily agree to waive all “moral rights” that you may have in your User Submission;
  • Any information contained in your User Submission is not known by you to be false, inaccurate, or misleading;
  • Your User Submission does not violate any law (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination, or false advertising);
  • Your User Submission is not, and may not reasonably be considered to be, defamatory, libelous, hateful, racially, ethnically, religiously, or otherwise biased or offensive, unlawfully threatening, or unlawfully harassing to any individual, partnership, or corporation, vulgar, pornographic, obscene, or invasive of another’s privacy;
  • You were not and will not be compensated or granted any consideration by any third party for submitting your User Submission;
  • Your User Submission does not incorporate materials from a third-party website, or addresses, email addresses, contact information, or phone numbers (other than your own);
  • Your User Submission does not contain any viruses, worms, spyware, adware, or other potentially damaging programs or files;
  • Your User Submission does not contain any information that you consider confidential, proprietary, or personal; and
  • Your User Submission does not contain or constitute any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation.

By submitting a User Submission, you grant to us an irrevocable, perpetual, transferable, non-exclusive, fully-paid, worldwide, royalty-free license (sublicensable through multiple tiers) to:


  • Use, distribute, reproduce, modify, adapt, make derivative works from, publish, translate, publicly perform, and publicly display your User Submissions (or any modification thereto), in whole or in part, in any format or medium now known or later developed;
  • Use (and permit others to use) your User Submission in any manner and for any purpose (including, without limitation, commercial purposes) that we deem appropriate in our sole discretion (including, without limitation, to incorporate your User Submission or any modification thereto, in whole or in part, into any technology, product, or service);
  • Display advertisements in connection with your User Submissions and to use your User Submissions for advertising and promotional purposes.

We may, but are not obligated to, pre-screen User Submissions or monitor any area of our websites and the Platform through which User Submissions may be submitted. We are not required to host, display, or distribute any User Submissions and may remove at any time or refuse any User Submissions for any reason. We are not responsible for any loss, theft, or damage of any kind to any User Submissions. Further, you agree that we may freely disclose your User Submission to any third party absent any obligation of confidence on the part of the recipient.



UNAUTHORIZED ACTIVITIES.


To be clear, we authorize your use of our websites and the Platform only for Permitted Purposes or as otherwise permitted under these Terms.  Any other use beyond such purposes is prohibited and, therefore, constitutes unauthorized use of our websites and Platform.  This is because as between you and us, all rights in our websites and Platform remain our property.


Unauthorized use may result in violation of various Estonian and international copyright laws.  Because we prefer keeping this relationship drama-free, we want to give you examples of things to avoid.  So, unless you have written permission from us stating otherwise, you are not authorized to use our websites or the Platform in any of the following ways (these are examples only and the list below is not a complete list of everything that you are not permitted to do):


  • For any public or commercial purpose which includes use of our website or any element of the Platform on another site or through a networked computer environment;
  • In a manner that modifies, publicly displays, publicly performs, reproduces or distributes any of Materials, the Service or the API;
  • In a manner that violates any local, state, national, foreign, or international statute, regulation, rule, order, treaty, or other law;
  • To stalk, harass, or harm another individual;
  • To exploit, harm or attempt to exploit or harm minors;
  • To send, knowingly receive, upload, download, use or re-use any material through our websites without our prior written content, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation.
  • To modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble any portion of our websites or the Platform, or cause others to do so.
  • To impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity;
  • To interfere with or disrupt the Platform or the servers or networks connected to the Platform;
  • To use any data mining, robots, or similar data gathering or extraction methods in connection with the Platform; or
  • Attempt to use the Platform in a way that is intended to avoid incurring fees or exceed usage limits;
  • Attempt to gain unauthorized access to any portion of our websites and/or the Platform, or any other accounts, computer systems, or networks associated with the Platform, whether through hacking, password mining, or any other means.

You alone are responsible for any violation of these Terms by you or anyone you permit to use your account.  You agree to indemnify and hold us and our officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys’ fees and costs of defense) that we or any other indemnified party suffers in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third-party that your Subscriber Application, your use of the any part of the Platform, or the use of any part of the Platform by any person using your account (including without limitation, any of your Submissions) violates any applicable law, regulation, or the copyrights, trademark rights or other rights of any third-party.  We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with our defense of such claim.



PROPRIETARY RIGHTS.


The Platform and all Materials are protected by copyright, trademark, and other laws of the Estonia and foreign countries. Except as expressly provided in these terms, we and our licensors exclusively own all right, title and interest in and to the Platform, all Materials, and all intellectual property rights therein, including, but not limited to: (i) the information, features, text, content, files, graphics, art work, icons, audio, sounds, copyrighted text, works of authorship, descriptions, and user and visual interfaces; (ii) the Platform; (iii) the design, appearance, structure, selection, coordination, expression, look and feel, and arrangement of the Platform; and (iv) the domain names, trademarks, service marks, proprietary logos and other distinctive brand features found on, or in, our websites and the Platform. You will not remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying our websites, the Platform or any part thereof.



INTELLECTUAL PROPERTY INFRINGEMENT.


We respect the intellectual property rights of others and encourage you to do the same. Accordingly, we have a policy of removing User Submissions that violate intellectual property rights of others, suspending access to  our websites (or any portion thereof) to any user who uses our websites in violation of someone’s intellectual property rights, and/or terminating in appropriate circumstances the account of any user who uses the our websites in violation of someone’s intellectual property rights.


Specter Labs OÜ
Ahtri 12, Tallinn 10151

Estonia


 To be sure the matter is handled immediately, your written notice must:


  • Contain your physical or electronic signature;
  • Identify the copyrighted work or other intellectual property alleged to have been infringed;
  • Identify the allegedly infringing material in a sufficiently precise manner to allow us to locate that material;
  • Contain adequate information by which we can contact you (including postal address, telephone number, and e-mail address);
  • Contain a statement that you have a good faith belief that use of the copyrighted material or other intellectual property is not authorized by the owner, the owner’s agent or the law;
  • Contain a statement that the information in the written notice is accurate; and
  • Contain statement, under penalty of perjury, that you are authorized to act on behalf of the copyright or other intellectual property right owner.



DISCLAIMER OF WARRANTIES.


THE PLATFORM AND ALL MATERIALS PROVIDED IN CONNECTION WITH OUR WEBSITES AND THE PLATFORM IS PROVIDED STRICTLY ON AN “AS IS” BASIS.  WE DO NOT WARRANT THE COMPLETENESS OR ACCURACY OF DATA PROVIDED, AND YOU SHOULD INDEPENDENTLY VERIFY SUCH INFORMATION. DATA PROVIDED ON OR THROUGH OUR WEBSITES OR THE PLATFORM IS FOR GENERAL INFORMATION ONLY, AND DOES NOT CONSTITUTE INVESTMENT ADVICE.  NOTHING ON OR RECEIVED THROUGH OUR PLATFORM CONSTITUTES EITHER AN OFFER TO SELL OR AN OFFER TO PURCHASE SECURITIES. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY RESULTS, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW BY Specter, OUR SUPPLIERS AND OUR LICENSORS.


WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE MAKE NO WARRANTY THAT YOUR USE OF OUR WEBSITES OR THE PLATFORM WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE OR THAT DEFECTS WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THIS WEBSITE OR FROM US OR OUR SUBSIDIARIES/OTHER AFFILIATED COMPANIES SHALL CREATE ANY WARRANTY. WE DISCLAIM ALL EQUITABLE INDEMNITIES.



LIMITATION OF LIABILITY.


YOUR EXCLUSIVE REMEDY AND OUR AND OUR SUPPLIERS’ AND LICENSORS’ TOTAL AGGREGATE LIABILITY RELATING TO, ARISING OUT OF, IN CONNECTION WITH, OR INCIDENTAL TO THESE TERMS, WHETHER FOR BREACH OF CONTRACT, BREACH OF WARRANTY OR ANY OTHER CLAIM SHALL NOT EXCEED THE AGGREGATE AMOUNTS PAID BY YOU AND RECEIVED BY US HEREUNDER DURING THE TWELVE MONTHS IMMEDIATELY PRECEDING THE APPLICABLE CLAIM.  THE EXISTENCE OF MULTIPLE CLAIMS OR SUITS UNDER OR RELATED TO THIS AGREEMENT WILL NOT ENLARGE OR EXTEND THIS LIMITATION OF DAMAGES.  THE PROVISIONS OF THIS SECTION DO NOT WAIVE OR LIMIT OUR ABILITY TO OBTAIN INJUNCTIVE OR OTHER EQUITABLE RELIEF FOR BREACH OF THESE TERMS.


IN NO EVENT WILL WE BE LIABLE FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL, INDIRECT OR PUNITIVE DAMAGES, OR LOST PROFITS OR LOST REVENUE ARISING OUT OF OR RELATED TO THE SUBJECT MATTER OF THESE TERMS OR THE USE OF OR INABILITY TO USE THE PLATFORM.  THE FOREGOING EXCLUSION AND LIABILITY LIMITATIONS APPLY EVEN IF SUCH WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.



LOCAL LAWS; EXPORT CONTROL.


We control and operate the Platform from our headquarters in the Estonia and the entirety of the Platform may not be appropriate or available for use in other locations.  If you use our websites or the Platform outside Estonia, you are solely responsible for following applicable local laws.



FEEDBACK.


Any submissions by you to us (e.g., comments, questions, suggestions, materials – collectively, “Feedback”) through any communication whatsoever (e.g., call, fax, email) will be treated as both non-confidential and non-proprietary. You hereby assign all right, title, and interest in, and we are free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Feedback, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Feedback.  You understand and agree that we are not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Feedback, and you have no right to compel such use, display, reproduction, or distribution.



GENERAL.


We think direct communication resolves most issues – if we feel that you are not complying with these Terms, we will tell you.  We will even provide you with recommended necessary corrective action(s) because we value this relationship.


However, certain violations of these Terms, as determined by us, may require immediate termination of your access to  our websites without prior notice to you. Estonian state law, without regard to the choice or conflicts of law provisions, will govern these Terms.  Foreign laws do not apply.  Except for disputes subject to arbitration as described above, any disputes relating to these Terms or the Platform will be heard in courts located in Tallinn, Estonia.  If any of these Terms are deemed inconsistent with applicable law, then such term(s) shall be interpreted to reflect the intentions of the parties, and no other terms will be modified.  By choosing not to enforce any of these Terms, we are not waiving our rights.  These Terms are the entire agreement between you and us and, therefore, supersede all prior or contemporaneous negotiations, discussions or agreements between you and us about this website and the Platform.  The proprietary rights, disclaimer of warranties, representations made by you, indemnities, limitations of liability and general provisions shall survive any termination of these Terms.



Privacy Policy

Effective February 1, 2021.

Specter Labs OÜ (“Specter,” “we”, “us” or “our”) developed our services to help you gain valuable business intelligence. We understand that privacy is important to both our online visitors and registered users. We respect your privacy and will take reasonable steps to protect your information as described in this Privacy Policy.


In the event of any inconsistency between our Terms & Conditions and this Privacy Policy, our Terms & Conditions prevail.


Specter is located at Ahtri 12, Tallinn 10151, Estonia. This Privacy Policy applies to the tryspecter.com website, including all subpages and successor pages (collectively referred to as the “Site”), and also applies to all software and services that we offer, including services that we offer through our Site when you register for a Specter account (collectively referred to as the “Services”).


This Privacy Policy does not apply to any website, product or service of any third-party company even if the third-party website links to (or is linked from) our Site. Specter does not operate or control those websites, products or services. Please always review the privacy practices of a company before deciding whether to provide any information. By using our Site or Services, you are accepting the practices described in this Policy.


Broadly speaking, we collect information in three ways: (1) when you provide it directly to us, (2) when we obtain information about you from third parties or our indexing systems, and (3) passively through technology such as “cookies.” The types of information that we collect and our use of that information are described below.


The term “Personal Information”, as used in this Privacy Policy, refers to any information that can be used to identify or relates to an identifiable person. Personal information does not include information that has been aggregated or made anonymous such that it can no longer be reasonably associated with a specific person. Personal Information we collect may include: Names, Email addresses, Phone number, Credit and debit card number, Social media handle, Specter account ID and password.


Similar to many commercial websites, we utilize “cookies” and other technologies to collect information in connection with our Site. “Cookies” are a feature of web browser software that allows web servers to recognize the computer used to access a website. Cookies store information accessed through your browser to streamline activities and make the online experience easier and more personalized. Information gathered through cookies and web-server log files may include information such as the date and time of visits, the pages viewed, IP addresses, links to/from any page, and time spent at a site. We use cookie data to measure web traffic and usage activity on our Site for purposes of improving and enhancing the functionality of our Site, to look for possible fraudulent activity, and to better understand the sources of traffic and transactions on our Site. Cookies also allow our servers to remember your account information for future visits and to provide personalized and streamlined information across related pages on our Site. In order to understand and improve the effectiveness of our advertising, we may also use web beacons, cookies, and other technology to identify the fact that you have visited our Site or seen one of our advertisements. If you do not want information collected through the use of cookies, most browsers allow you to automatically decline cookies, or be given the choice of declining or accepting a particular cookie (or cookies) from a particular site. You may also consider visiting aboutcookies.org, which provides helpful information about cookies. You can choose to disable cookies for our Site but this may limit your ability to use our Site and Services.


We may use third party advertising networks to serve advertisements that may be of interest to you when you access and use the Site and other websites, based on information relating to your access to and use of the Site and other websites, on any of your devices. To do so, these networks may place or recognize a unique cookie on your browser (including through use of web beacons or pixel tags). They may use these technologies, along with information they collect about your online use, to recognize you across the devices you use, such as a mobile phone and a laptop, and to make decisions about the advertisements you see based on it.

Certain information is collected by most browsers, such as your Media Access Control (MAC) address, computer type (Windows or Macintosh), screen resolution, operating system name and version, language, and browser type and version. We use this information to ensure that the Site functions properly.


Your IP address is automatically assigned to your computer by your Internet Service Provider. An IP address may be identified and logged automatically in our server log files whenever a user accesses the Site, along with the time of the visit and the page(s) that were visited. Collecting IP addresses is standard practice and is done automatically by many websites, applications and other services. We use IP addresses for purposes such as calculating usage levels, diagnosing server problems and administering the Services. We may also derive your approximate location from your IP address.


We use third-party analytics services, such as Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies to help us analyze how users use the Site and enhance your experience when you use the Service. .


To simply browse our Site, you are not required to provide any Personal Information. However, we may gather information from cookies and similar technologies, as described directly above, for the purposes of monitoring and improving our Site and understanding and improving the effectiveness of our advertising.


To gain full access to our Site and Services, you must register for a Specter account. When you register for an account, we collect Personal Information such as the following: Your name, company name, location, email address, phone number, and account password, to set up your account, Your IP addresses, devices, and locations used to access Specter, which will be linked to your account for fraud detection/prevention purposes.


Our Site and Services are directed to the general public. We do not knowingly collect Personal Information from children under 13 years of age.


We may use Personal Information in a manner that is consistent with this Privacy Policy for our legitimate business interests, including to respond to your inquiries and fulfill your requests, complete your transactions, provide you with customer service, send administrative information to you, and to personalize your experience on the Site and Services. We may also use Personal Information and other information collected through the Site or Services to help us improve the content and functionality of the Site and Services, to better understand our users and to improve the Site and Services. We may use this information to contact you in the future to tell you about services we believe will be of interest to you. Information regarding how to opt-out of marketing communications is provided in Section 4 (“Choice and opt-out”) below.


We may use and disclose information that is not Personal Information for any purpose, except where we are required to do otherwise under applicable law. In some instances, we may combine non-Personal Information with Personal Information. If we do, we will treat the combined information as Personal Information as long as it is combined.


3. Sharing and disclosure of information


We may disclose your Personal Information for the purposes described in this Privacy Policy, including to third party service providers who provide services such as website hosting, data analysis, payment processing, order fulfillment, information technology and related infrastructure provision, customer service, email delivery, auditing and other services.


We may disclose your Personal Information to law enforcement, government officials, or other third parties if we believe necessary or appropriate: (i) to respond to a subpoena, court order or other legal process, (ii) to comply with laws, statutes, rules or regulations, (iii) to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms of Service.


In addition, in the event of a merger, acquisition, reorganization, bankruptcy, or other similar events, any information in our possession may be transferred to our successor or assign.


4. Choice and opt-out


We may occasionally email you with information about offers or new services. You can opt out of these marketing email communications by replying with unsubscribe in the subject line, or via an unsubscribe link included in such communications. However, you will continue to receive certain email communications related to your account including information regarding transactions and your relationship with Specter.


5. Protection of information


Although no data transmission can be guaranteed to be 100% secure, we take reasonable steps to protect Personal Information. Specter maintains reasonable administrative, technical, and physical procedures to protect information stored in our servers, which are located primarily in the European Union.


6. Changes and notifications


This Privacy Policy was last updated on the date indicated above. We reserve the right, in our sole and absolute discretion, to make changes to this Privacy Policy from time to time. Please review this Privacy Policy periodically to check for updates. Any changes will become effective when we post the revised Privacy Policy on the Site. Your use of the Site or Services following these changes means that you accept the revised Privacy Policy.


7. Jurisdictional disclosures


The Site and Services are controlled and operated by us from the Estonia and are not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the Estonia. Your Personal Information may be stored and processed in any country where we have facilities or in which we engage service providers, and by using the Site and Services you consent to the transfer of information to countries outside of your country of residence, including the Estonia, which may have data protection rules that are different from those of your country. In certain circumstances, courts, law enforcement agencies, regulatory agencies or security authorities in those other countries may be entitled to access your Personal Information.


8. Access to information; Contact us


If you have a Specter account, you can update your account information by signing into Specter account. You also can update your Personal Information by contacting us as specified below. We will take reasonable steps to update or correct Personal Information in our possession that you have previously submitted via the Site or Services. Please also feel free to contact us if you have any questions about our Privacy Policy or information practices.